Bank statements

The rows were never the hard part.

A converter turns a statement PDF into a table and stops. What a period needs is the join: each payment set against the documents that explain it, what is left over on the bank’s side, and the receipts no payment will ever account for because they were paid in cash. Pileform reads the statement in the same pass as the pile.

How the quarter-end drop works

Money out

14/03 ALPHAMEGA

€214.60

Explained by

€82.15

€96.30

€36.15

One month, joined

Every payment, against what explains it.

The statement on the left, the documents it was matched to on the right. Three of these close exactly. One does not. One has nothing opposite it at all.

  • 14/03 ALPHAMEGA€214.60

    • Alphamega€82.15
    • Alphamega€96.30
    • Alphamega€36.15
    closes

  • 18/03 PETROLINA€340.00

    • Petrolina€65.00
    • Petrolina€70.00
    • Petrolina€80.00
    • Petrolina€60.00
    short by €65.00

  • 22/03 CYTA€118.44

    • CYTA€118.44
    closes

  • 27/03 ATM WITHDRAWAL€200.00

      nothing matched

    • 29/03 LIDL€56.80

      • Lidl€56.80
      closes

    Sample month, one account.

    Money out, this statement
    €929.84
    Explained by documents
    €664.84
    Left unexplained
    €265.00

    And the other side of it.

    A reconciliation has two remainders, not one. These are documents in the period that no payment on this statement accounts for, which usually means they were paid in cash.

    No payment matches

    • Taxi€38.00
    Documents with no payment
    €38.00

    Neither remainder is written off and neither is guessed at. They are the two short lists a person actually has to look at.

    Statements in the same drop as the receipts.

    • Reconciliation, not just rows.

      Statement lines are matched against the period's extracted receipts and invoices. A supplier payment links to the supplier's invoices; what cannot be matched with confidence is flagged for review rather than guessed.

    • Double-entry output.

      Bank transactions come out as proper double-entry rows, not a one-column cash list. Confirmed entries post to your connected ledger as double-entry bank transactions, with the Excel always exportable.

    • Cyprus and international formats.

      Statement layouts from Cyprus banks, including Greek-language layouts, and international banks flow through the same extraction. Scanned statements and digital PDFs both work; hard pages are retried automatically.

    • Multi-currency statements.

      A EUR account, a GBP account, and a USD card statement in the same period keep their currencies. Nothing is silently converted; rounding gaps surface in explicit adjustment cells.

    • Part of the period, not a separate tool.

      No second product, no separate export. Statements ride along in the period drop, a typical 200-page batch processes in about 12 minutes, statements included.

    Bank statement questions, answered.

    Statement PDFs from Cyprus banks, including Greek-language layouts, and international banks flow through the same extraction engine. Both digitally-generated and scanned statement PDFs are supported; pages that are hard to read are retried automatically and anything uncertain is flagged for review rather than guessed.

    No, that is the difference. The statement is processed inside the same period drop as the receipts and invoices, so transactions come out matched against their documents, classified, and as double-entry rows ready to post. A converter gives you a table; this gives you the period reconciled.

    Both. Digitally-exported statement PDFs read cleanly; scanned or photographed statements go through the same pipeline with automatic retries on hard pages. Rows the engine is not confident about come back yellow-flagged so review time goes only where it is needed.

    Currencies stay as the statement shows them, a GBP account stays GBP, a USD card stays USD. Nothing is silently converted to EUR, and any rounding gap is surfaced in an explicit adjustment cell so the workbook always reconciles to the statement balance.

    Bank transactions appear as double-entry rows within the same workbook structure as the rest of the period, matched to supplier tabs where a match exists, flagged where it does not. Confirmed entries post to your connected ledger as bank transactions; the Excel and CSV exports are always yours.

    Put the statement in the same drop.

    Sign up free, no card. Run a real period, statements included, and see the reconciliation before you commit to anything.

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